Dental implants can be life-changing, but let’s be honest—they’re also a big investment. And for many folks here in Anchorage, the cost can be the one thing standing between them and a healthier, more confident smile.

The good news? You don’t have to pay for everything upfront. Whether you're missing a single tooth or need a full-mouth restoration, there are several financing options available right here in Anchorage to help make implants more affordable.

From flexible monthly payments to interest-free plans, local dental offices are making it easier than ever to get the care you need without breaking the bank. In this guide, we’ll walk you through your options so you can feel confident moving forward, financially and emotionally.

Why Financing Dental Implants Is Important

For many of us in Anchorage, dental care isn’t just about appearance—it’s about comfort, confidence, and staying healthy. But when the price tag of a dental implant runs into the thousands, it can feel out of reach, even if it’s something you really need.

Financing gives you the flexibility to move forward with treatment without waiting months or even years to save up. Instead of paying everything at once, you can break the cost into manageable monthly payments that work with your budget.

More importantly, waiting too long can lead to bigger problems. Missing teeth can affect how you eat, speak, and even how your jawbone holds up over time. Getting implants sooner with the help of financing means you're investing in long-term health, not just a quick fix.

Dental Implant Financing Options Available in Anchorage, AK

Paying for dental implants doesn't have to feel overwhelming. At btyDENTAL, we understand that everyone’s financial situation is different, which is why we offer a range of payment options to make your care more manageable.

Cash, Card, or Check

You can always pay at the time of service using cash, check, or major credit cards. If you’d like to pay upfront, ask us about possible courtesy discounts for full pre-payment.

In-House Membership Plans

For patients without insurance, btyDENTAL offers an in-house membership plan that includes routine preventive care and discounts on other treatments—including implants. It’s a great way to stay on top of your oral health while saving money throughout the year.

Third-Party Financing Options

We partner with trusted financing providers to give you access to monthly payment plans, some with 0% interest promotions. These can help you move forward with treatment. Many of these options come with fast approvals and flexible terms, so you can start treatment ASAP.

CareCredit

CareCredit works like a healthcare credit card and is accepted at btyDENTAL. You can apply online or in-office and choose from a variety of payment plans. Some plans offer no interest for 6 months, while extended plans give you more time to pay with low fixed interest rates.

• Easy to apply

• 0% interest promotional options available

• Can be used for follow-up dental work too

Cherry Financing

Cherry is a simple and patient-friendly financing option that many of our patients love. It offers soft credit checks, high approval rates, and even lets you choose your monthly payment based on what works best for your budget.

• No hard credit check to apply

• Instant approval decisions

• Flexible repayment terms, including 0% APR options

Lending Club

btyDENTAL also accepts Lending Club financing for more extensive treatments like full-mouth implants. Lending Club offers extended payment plans and larger loan amounts, which can make it easier to manage the total cost over time.

• Longer loan terms up to 60 months

• No prepayment penalties

• Competitive rates for qualified applicants

Insurance Considerations for Dental Implant Financing

Even if dental implants aren’t fully covered, having dental insurance like Alaska Medicaid (DenaliCare or Denali KidCare) can still help reduce your overall treatment costs by covering certain parts of the procedure.

Alaska Medicaid (DenaliCare/Denali KidCare) Dental Coverage

For adults (age 21+), Medicaid offers emergency care plus up to $1,150 annually in enhanced dental benefits covering preventive and restorative services: cleanings, exams, crowns, root canals, and dentures—but dental implants are not covered 

Combining Insurance with Financing

At btyDENTAL AK, we assist with reviewing your Medicaid benefits (where applicable) or other dental insurance plans, so you can see what portion of your treatment might be covered, such as diagnostic imaging or crowns—and how much you may need to finance.

Since implants themselves typically fall outside insurance coverage for adults, a practical strategy is combining your benefits with one of our financing options to make treatment more budget-friendly.

Ready to Take the Next Step?

Getting dental implants is a big decision, but figuring out how to pay for them doesn’t have to be stressful. At btyDENTAL, we’re here to help, whether that means reviewing your insurance, explaining financing options, or building a treatment plan that fits your budget. We serve:

• 9th Avenue

• Abbott

• Arctic Blvd

• Dimond Blvd

• Mountain View Drive

• Northern Lights Blvd

• Old Seward Hwy

• Tikahtnu

Wherever you are, compassionate care and affordable options are around the corner. Let’s take the next step toward a smile that’s better than yesterday. Book your consultation today!